Welcome To Car Emergency!

Car Emergency ensures quick and proficient roadside assistance for all your automotive needs.

Welcome to Car Emergency, your trusted auto center here in the UK. With over 10 years of experience, our team has developed the skills and expertise to handle any automotive challenge. From inspections to diagnoses, we ensure your vehicle runs smoothly for months to come. We understand the concerns around vehicle maintenance, so our mechanics at Car Emergency strive to provide honest and accurate results for every customer.

In addition to our repair and maintenance services, we also offer insurance services to cater to your needs. Whether you require impound insurance, annual or monthly insurance, or temporary car insurance, we’ve got you covered. Our MOT services ensure your vehicle meets safety and environmental standards, giving you peace of mind on the road. Plus, we have a wide selection of car parts available for sale, making us your one-stop destination for all your automotive needs.

Temporary Insurance

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How does temporary car insurance work?

It’s essentially pay-as-you-go car insurance that covers you for whatever duration you need – it could be one hour, a day, weekend or even a month. It’s the perfect solution for those who don’t drive all-year round and cannot commit to an annual contract. 

If you borrow someone else’s car, your cover wouldn’t impact the owners’ no claims bonus. It’s a quick and simple option for those who need to borrow a car or van. 

 Vehicle

Tell us the vehicle’s registration and who owns it.

Driver

Fill in your details and driving license number.

 Quote

View your tailored quote and pay for it online. Once paid, your cover starts immediately or whenever you want.

Why Choose Us

Flexibility

Our temporary insurance options cover you by the hour, day or week, so you have the freedom to only pay for cover as and when you need it.

Instant cover

With our quick quote process on our app and website, you can start driving as soon as you’ve paid.

Peace of mind

No need to worry about the owner’s policy, their no claims bonus won’t be affected if you need to make a claim.

Your cover and eligibility

What’s covered?

Accidental damage to your car

Damage caused by theft or attempted theft/vandalism/fire

Car keys and locks – We cover up to £300 to have your locks changed in the event of your keys being lost or stolen. However, we don’t cover the cost of the keys!

Windscreen damage

What’s not covered?

Unattended and keys in ignition – In the circumstance of keys left unattended in the ignition, or the car was left unattended, the claim will require further investigation by our customer care team.

Taking your car out of an impound

There’s already an alternative insurance policy in place

Am I eligible?

You must be aged between 17 and 75, and have a full, valid UK driving licence.

If you’re aged between 17 and 21, and it’s for your own car, you need to have clocked up at least 6 months on your licence.

You should have no more than 9 penalty points, and have no disqualifications on your licence in the last 18 months.

If you have had any fault claims or motoring convictions, this may affect your ability to get temporary cover.

You need to get the car owner’s permission, and agree to take responsibility for getting the right cover.

Is the car eligible?

The car is less than 40 years old

The car should be registered in the UK

You can get cover for a lease car, but not for a hire or rental vehicle.

When might I need temporary car insurance?

Back from uni

If you’re a student and only spend time at home a few months a year, pay-as-you-go car insurance gives you the freedom to get out and about when you’re back home.

Sharing the driving duties

Road-tripping with your friends? You can get temporary cover for their car so you can split the drive.

Buying a car

If you’re buying a car but haven’t found the right long-term policy, pay-as-you-go car insurance allows you to drive it home, and then spend some more time shopping around for your annual insurance.

Moving house

If you’re moving house, and need to split the load, temporary car insurance gives you the option of borrowing someone’s car.

Test drive a car

If you want to take a car for a spin – especially if you’re thinking of buying second-hand – you can get temporary cover for as little as one hour.

Helping out in an emergency

Get quick cover on someone else’s car if you need to help out in an emergency.

How does temporary car insurance work?

It’s essentially pay-as-you-go car insurance that covers you for whatever duration you need – it could be one hour, a day, weekend or even a month. It’s the perfect solution for those who don’t drive all-year round and cannot commit to an annual contract. 
If you borrow someone else’s car, your cover wouldn’t impact the owners’ no claims bonus. It’s a quick and simple option for those who need to borrow a car or van. 

  • Being uninsured
  • No road tax
  • Parking illegally
  • Dangerous driving
  • Being driven by someone without a license

Being uninsured

Being uninsured

Being uninsured

Frequently Asked Questions

Find answers to commonly asked questions about our products and services.

Still have a question?

If you have any other queries, feel free to reach out to us. Our knowledgeable team is here to help!

Take Action Now

Contact Car Emergency for Immediate Assistance

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